Research has confirmed that people with obesity exhibit special responses to food stimuli when it comes to food-related decision tasks. However, it is unclear whether the phenomenon exists in people who feel mentally obese, even though they are not obese. The aim of this study was to investigate the behavioral and neural correlations of food-related decision-making between young adults with negative body image at fatness subscale and a control group, so as to explore the differences in executive functioning between them. We used a time-delayed discounting task (DDT) and recruited 13 young female adults in each group to participate in the electroencephalogram (EEG) experiment. The number of selections for low immediate rewards and high delayed rewards was used as a performance indicator for DDT. Behavioral results showed a significant interaction effect between selection types and groups, where more delayed rewards and shorter immediate rewards were selected in the group with negative body image at fatness subscale than in the control group. Statistical correlations between body mass index (BMI) and selection times were found in the control group, but this phenomenon did not occur in the experimental group. The event-related potentials found that the P100 of young adults with a negative body image at fatness subscale was greater than those in the control group. P200 showed a significant interaction effect between groups, electrodes, and selection types. N200 and N450 in delayed rewards were more negative than in immediate rewards for both groups. These findings suggest that young adults with negative body image at fatness subscale are more restrained than young adults in the control group when choosing chocolates. Moreover, individuals with negative body image at fatness subscale might be more sensitive to food stimuli than individuals in the control group, because their P100 amplitude was significantly larger than that of individuals in the control group when exposed to food-related stimuli.