Do employer-sponsored health insurance schemes affect the utilisation of medically trained providers and out-of-pocket payments among ready-made garment workers? A case-control study in Bangladesh.
Sayem AhmedAbdur Razzaque SarkerMarufa SultanaFelix RothRashidul Alam MahumudMd KamruzzamanMd Zahid HasanAndrew J MirelmanZiaul IslamLouis W NiessenClas RehnbergAk Azad KhanNiklaus GyrJahangir A M KhanPublished in: BMJ open (2020)
The ESHI scheme significantly increased utilisation of medically trained providers among RMG workers. However, it has no significant effect on OOP expenditure. It can be recommended that an educational intervention be provided to RMG workers to improve their healthcare-seeking behaviours and increase their utilisation of ESHI-designated healthcare providers while keeping OOP payments low.